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Enjoy Retirement e-Zine, Volume 2 - Issue 19 -- Over 50 and Looking for a Job
July 05, 2011
Enjoy Retirement e-Zine
Volume 2 - Issue 19: 07-05-11Table of Contents:
1. Editor's Comments:
Welcome! We hope you enjoy this e-zine and would like to have your feedback. The current PASSWORD to access our free e-books is:
PASSION (uppercase only)
2. Over 50 and Looking for a Job
For those over 50 looking for a job can be daunting. However, there are ways to prepare for the process and the increase you chances of success.
Want to get off to a running start. Then spend time to develop the right mindset. You have to convince yourself that you are employable and ooze that inner confidence, then it will transfer to others. Look at the others that have made it in later in life and be inspired.
Start the process by going over your resume and ensure that it uses the lingo of today, rather of years ago. Older terminology can put you in the back of the pack and make you feel as if you are in the slow lane.
You have had success in your career. Be sure that you have a good understanding of your key strengths, your track record and where you are most likely to create interest. Potential employers like to see numbers that show the impact that you have had on an organization. So don't state generalities, but give specifics backing it up with solid data.
Most of us could use a career professional or a career guide to provide professional and objective feedback to help prepare you and match your skills with potential jobs. Usually, specific job focus is more successful that a shot-gun approach.
To prepare you for today's work environment, you should become familiar with online tools like LinkedIn, both in job search and potential use in you new job as you interact with others. It has become more important to understand how the company may use these tools to build its brand and find new talent.
Networking in the best way to find a job and to prepare yourself for your next opportunity in the future. It was the most successful approach in your earlier career and it is becoming more important. The social media tools are making it easier for anyone to build their own network to help our your friends and neighbors and to help our yourself. So join in.
Keep your confidence and keep working it and success will be yours.
3. 10 Tax-Unfriendly States for Retirees in 2011 or Tax Hell
This section is a partial reprint of an article from kiplinger.com and the full article can be found at this link.
Not all states offer tax friendly environment for retirees. Kiplinger has come up with a list that shows which states are tax hells usually because of policies that don't exempt much retirement income from state taxation or because of higher than usual taxes across the board.
Will you move your nest egg as a result of this list? Ready or not, here they come.
1. VERMONT State Income Tax: 3.55% - 8.95% State Sales Tax: 6% (localities can add another 1%) Estate Tax/Inheritance Tax: Yes/No
2. MINNESOTA State Income Tax: 5.35% - 7.85% State Sales Tax: 6.875% (cities and counties can add another 2.65%) Estate Tax/Inheritance Tax: Yes/No
3. NEBRASKA State Income Tax: 2.56% - 6.84% State Sales Tax: 5.5% (localities can add another 1.5%) Estate Tax/Inheritance Tax: Yes/No
4. OREGON State Income Tax: 5% - 11% State Sales Tax: None Estate Tax/Inheritance Tax: Yes/No
5. CALIFORNIA State Income Tax: 1.25% - 9.55% State Sales Tax: 7.25% (effective July 1. 2011) Estate Tax/Inheritance Tax: Yes/No
6. MAINE State Income Tax: 2% - 8.5% State Sales Tax: 5% (counties can add another 0.5%) Estate Tax/Inheritance Tax: Yes/No
7. IOWA State Income Tax: 0.36% - 8.98% State Sales Tax: 6% (localities can add another 1%) Estate Tax/Inheritance Tax: Yes/No
8. WISCONSIN State Income Tax: 4.6% - 7.75% State Sales Tax: 5% (counties can add another 0.5%) Estate Tax/Inheritance Tax: Yes/No
9. NEW JERSEY State Income Tax: 1.4% - 8.97% State Sales Tax: 7% Estate Tax/Inheritance Tax: Yes/No
10. CONNECTICUT State Income Tax: 3% - 6.7% State Sales Tax: 6.35% - 7% Estate Tax/Inheritance Tax: Yes/No
Do you agree with this list? We would like to know what you think. Just send in your comments to the Contact Us form.
4. Readers' Questions & Answers or Suggestions
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